Apply online or on WhatsApp and get a straight answer from a person, within the hour. No queues, nothing to print, nothing to post.
A short, straight application and a real answer from a real person — within the hour.
Takes about 3 minutes. Credit assessment applies.
We're a registered credit provider, not a quick-cash counter. Every application is looked at by a person who checks the loan actually works for your budget — then tells you straight, either way.
Send them on WhatsApp and we'll tell you within minutes if anything is missing. No forms to print, nothing to post.
Start your applicationAll fees, interest and initiation charges are set within the limits of the National Credit Act and are shown to you in writing before you sign anything. See what a 3-month loan costs.
Most applications get an answer within the hour, because waiting in the dark is the worst part.
If the repayments won't work for you, we say so. A loan you can't carry helps nobody.
You deal with someone who knows your file. No call-centre roulette, no repeating yourself.
Your amount, your instalments, your dates. Read it before you commit to anything.
These aren't slogans we picked. They're the words that keep coming back in our Google reviews, written by people who've dealt with us more than once.
You hear back quickly, and you hear back even when the answer isn't the one you wanted.
Proper process, proper records, proper conduct — from the first message to the last payment.
People come to us in tight spots. Nobody here makes you feel small for asking.
Messages get answered. Questions get real answers. You're never left guessing.
Most of our business comes from people who've been with us for years, and the friends they send.
If borrowing isn't the right move for you right now, we'll tell you that instead of selling you one.
4.9 from 30 reviews · Read them on Google
“Highly recommended lending company! I am incredibly grateful for this team. Every single time I need financial help, they are there for me. Their customer service is exceptionally professional, and they always provide incredibly fast feedback and support.”
“Been with them for years, their service never disappoints. The 2 ladies are always welcoming and easy to talk to. Less interest rates.”
“Excellent service deserves 10 stars. Always sharp and ready to assist with no delays.”
Reviews come from our Google Business Profile and are published in our clients' own words. We show a first name and surname initial only, to protect their privacy. We don't write, edit or incentivise reviews.
ExecuCash is a registered South African credit provider. We arrange short-term personal finance for working people, and we've built the business on the least glamorous thing in this industry: doing what we said we'd do, on the day we said we'd do it.
Most of our clients found us through someone they trust. That's not an accident — it's the whole strategy.
We're regulated under the National Credit Act, we assess affordability before we lend, and we'd rather turn down an application than hand someone a repayment they'll drown in. That's not caution for its own sake. It's how you end up with clients who stay for years.
Most applications are answered within an hour during business hours, provided we have all your documents. If something's missing we'll tell you immediately rather than leaving you waiting.
Loans range from R500 to R8 000. The amount you're offered depends on your income and your affordability assessment — we won't approve an instalment your budget can't carry.
Your South African ID, your latest payslip, three months of bank statements for the account your salary goes into, and proof of residence. Photos taken on your phone are fine.
Interest, initiation and service fees are charged within the maximums set by the National Credit Act. You'll see the full cost of your loan in writing — the amount, the instalments and the dates — before you sign anything. See what a 3-month loan costs, including the instalment and the total repayable.
Apply online, or send us a message on the same number we answer all day: 076 621 2333
Start the application now, or send us a message and we'll walk you through it.
Apply nowAlready sending clients our way, or thinking about it? Contact us to find out more
