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Refer & earn

You make the introduction. We do everything else.

Someone in your phone needs finance this month. Send us their name and number, and earn commission when their loan is settled. No cost to join, no paperwork, no selling.

Join the network Refer someone now

Earn up to R1 600 per referral

R1 600

when they borrow R8 000

R500R8 000

Commission is paid once your referral's loan is settled. T&Cs apply.

Everything on this list is ours, not yours

  • The application, from first message to signature
  • Collecting and checking every document
  • Affordability and credit assessment
  • All communication with your referral
  • Payout of the loan, and payout of your commission
How it works

Four steps, and you only do the first one

  1. You refer someone

    Their name and number, sent on WhatsApp or through the form below. Ten seconds.

  2. We contact them

    Usually the same day. We mention who sent us, and treat them the way we'd treat you.

  3. The loan is approved

    We assess affordability properly. If they qualify, we pay out. If not, we tell them honestly why.

  4. You get paid

    Once their loan is settled, your commission goes into your account and we message you to confirm.

Extra income

Commission on every successful referral. No buy-in, no monthly fee, no targets to hit.

Takes seconds

A name and a number is the whole job. Everything after that sits with our team.

A company you can vouch for

Your name is attached to the introduction. We look after your people properly.

Runs on WhatsApp

Refer from your phone, follow it up in the same chat. No portal, no paperwork.

Who this is for

If people talk to you, this works

Our best partners aren't salespeople. They're people others already come to when money is tight — because they're trusted, not because they're selling anything.

Salon owners. Spaza and tuck shop owners. Mechanics and panel beaters. Funeral parlours. Driving schools. Estate agents. Site foremen and shop stewards. HR and payroll staff. Church and stokvel treasurers. Or just someone with a big WhatsApp contact list.

The rules, in plain language

  • Ask the person before you send us their details. Always.
  • Don't promise anyone an approval, an amount or a rate. That's ours to assess.
  • Never collect documents, ID numbers or money on our behalf.
  • Commission is paid on settled loans only, and only for clients who were new to us.

The full referral partner terms are sent to you when you join.

Step one

Join the referral network

Free, and it takes a minute. We'll send you the partner terms, your referral link and a WhatsApp shortcut you can share.

Your details

Step two

Refer a client

Already know who you're sending? Give us their name and number and we'll take it from here.

Please check with them first. We'll be calling them, and the introduction lands much better when they're expecting it.

Who's referring
Who you're referring
Refer on WhatsApp