/* =========================================================
   ExecuCash — design system
   Palette derived from the existing logo and print material.
   Navy #012245 · Green #46801E · Lime accent #8CC63F
   ========================================================= */

:root{
  /* Brand */
  --navy-900:#01152C;
  --navy:#012245;
  --navy-600:#0B3A6B;
  --green:#46801E;      /* fills + text on light (AA on white) */
  --green-mid:#6DB33F;  /* decorative */
  --lime:#8CC63F;       /* accent on navy (AAA on navy) */
  --green-tint:#EEF6E6;

  /* Neutrals */
  --paper:#FFFFFF;
  --mist:#F3F6F8;
  --mist-2:#E9EFF3;
  --ink:#0B1F33;
  --slate:#4A5C6E;
  --line:#E1E8ED;

  /* Type */
  --display:"Source Serif 4",Georgia,"Times New Roman",serif;
  --body:"Archivo","Helvetica Neue",Arial,sans-serif;

  /* Space + shape */
  --gutter:clamp(1.25rem,4vw,3rem);
  --maxw:1180px;
  --r-sm:10px;
  --r:16px;
  --r-lg:24px;
  --r-xl:32px;

  --shadow-sm:0 1px 2px rgba(1,34,69,.06),0 4px 12px rgba(1,34,69,.05);
  --shadow:0 2px 6px rgba(1,34,69,.06),0 16px 40px rgba(1,34,69,.09);
  --shadow-lg:0 30px 70px rgba(1,34,69,.16);

  --ease:cubic-bezier(.22,.68,.28,1);
  --header-h:78px;
}

/* ---------- Reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body,h1,h2,h3,h4,p,ul,ol,figure,dl,dd{margin:0}
ul,ol{padding:0;list-style:none}
img,svg{display:block;max-width:100%}
button,input,select,textarea{font:inherit;color:inherit}
a{color:inherit}

html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}
body{
  font-family:var(--body);
  font-size:clamp(1rem,.97rem + .16vw,1.0625rem);
  line-height:1.65;
  color:var(--slate);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}

/* ---------- Type ---------- */
h1,h2,h3,h4{
  font-family:var(--display);
  color:var(--ink);
  line-height:1.12;
  font-weight:600;
  letter-spacing:-.015em;
  text-wrap:balance;
}
h1{font-size:clamp(2.3rem,1.55rem + 3.2vw,3.9rem)}
h2{font-size:clamp(1.85rem,1.35rem + 2.1vw,2.85rem)}
h3{font-size:clamp(1.2rem,1.08rem + .5vw,1.45rem)}
h4{font-size:1.05rem;font-family:var(--body);font-weight:700;letter-spacing:0}
p{text-wrap:pretty}
strong{color:var(--ink);font-weight:600}

.lede{font-size:clamp(1.05rem,1rem + .35vw,1.24rem);line-height:1.6}
.small{font-size:.875rem;line-height:1.55}
.fine{font-size:.78rem;line-height:1.55;color:#7A8B99}

/* Eyebrow = lane marker. Navy for borrowers, green for referral partners. */
.eyebrow{
  display:inline-flex;align-items:center;gap:.55rem;
  font-family:var(--body);font-size:.72rem;font-weight:700;
  letter-spacing:.16em;text-transform:uppercase;
  color:var(--navy);
}
.eyebrow::before{
  content:"";width:26px;height:2px;background:var(--navy);border-radius:2px;
}
.eyebrow--partner{color:var(--green)}
.eyebrow--partner::before{background:var(--green-mid)}
.eyebrow--light{color:var(--lime)}
.eyebrow--light::before{background:var(--lime)}

/* ---------- Layout ---------- */
.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:var(--gutter)}
.section{padding-block:clamp(3.75rem,2.5rem + 5vw,6.5rem)}
.section--mist{background:var(--mist)}
.section--navy{background:var(--navy);color:#C7D6E4}
.section--navy h2,.section--navy h3,.section--navy h4{color:#fff}
.section-head{max-width:62ch;margin-bottom:clamp(2rem,1.4rem + 2vw,3rem)}
.section-head > .eyebrow{margin-bottom:1rem}
.section-head > p{margin-top:1rem}

.grid{display:grid;gap:clamp(1rem,.6rem + 1.2vw,1.5rem)}
.grid-2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.grid-3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.grid-4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}

.skip{
  position:absolute;left:1rem;top:-4rem;z-index:200;
  background:var(--navy);color:#fff;padding:.7rem 1.1rem;border-radius:0 0 var(--r-sm) var(--r-sm);
  transition:top .2s var(--ease);
}
.skip:focus{top:0}

:focus-visible{outline:3px solid var(--lime);outline-offset:3px;border-radius:4px}

/* ---------- Buttons ---------- */
.btn{
  --btn-bg:var(--navy);--btn-fg:#fff;--btn-bd:var(--navy);
  display:inline-flex;align-items:center;justify-content:center;gap:.6rem;
  font-family:var(--body);font-weight:600;font-size:.95rem;letter-spacing:.005em;
  padding:.95rem 1.6rem;border-radius:100px;border:1.5px solid var(--btn-bd);
  background:var(--btn-bg);color:var(--btn-fg);
  text-decoration:none;cursor:pointer;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),background-color .2s var(--ease),color .2s var(--ease);
  will-change:transform;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(1,34,69,.22)}
.btn:active{transform:translateY(0)}
.btn svg{flex:none}
.btn--green{--btn-bg:var(--green);--btn-bd:var(--green)}
.btn--green:hover{box-shadow:0 10px 24px rgba(70,128,30,.3)}
.btn--ghost{--btn-bg:transparent;--btn-fg:var(--navy);--btn-bd:var(--line)}
.btn--ghost:hover{--btn-bd:var(--navy);box-shadow:none}
.btn--ghost-light{--btn-bg:transparent;--btn-fg:#fff;--btn-bd:rgba(255,255,255,.35)}
.btn--ghost-light:hover{--btn-bd:var(--lime);--btn-fg:var(--lime);box-shadow:none}
.btn--wa{--btn-bg:#1EA855;--btn-bd:#1EA855}
.btn--sm{padding:.6rem 1.1rem;font-size:.85rem}
.btn--block{width:100%}

.linkarrow{
  display:inline-flex;align-items:center;gap:.45rem;
  font-weight:600;font-size:.92rem;color:var(--navy);text-decoration:none;
  border-bottom:1.5px solid transparent;padding-bottom:2px;
}
.linkarrow:hover{border-bottom-color:currentColor}
.linkarrow--green{color:var(--green)}
.linkarrow svg{transition:transform .25s var(--ease)}
.linkarrow:hover svg{transform:translateX(4px)}

/* ---------- Header ---------- */
.header{
  position:sticky;top:0;z-index:100;
  background:rgba(255,255,255,.88);
  backdrop-filter:saturate(160%) blur(14px);
  border-bottom:1px solid transparent;
  transition:border-color .3s var(--ease),box-shadow .3s var(--ease);
}
.header.is-stuck{border-bottom-color:var(--line);box-shadow:0 6px 24px rgba(1,34,69,.05)}
.header__inner{
  display:flex;align-items:center;gap:1.5rem;
  min-height:var(--header-h);
}
.brand{display:flex;align-items:center;flex:none;text-decoration:none}
.brand img{height:38px;width:auto}
.nav{display:flex;align-items:center;gap:1.75rem;margin-left:auto}
.nav a{
  position:relative;text-decoration:none;font-size:.93rem;font-weight:500;color:var(--navy);
  padding-block:.4rem;
}
.nav a::after{
  content:"";position:absolute;left:0;right:0;bottom:0;height:2px;border-radius:2px;
  background:var(--navy);transform:scaleX(0);transform-origin:left;
  transition:transform .28s var(--ease);
}
.nav a:hover::after,.nav a[aria-current="true"]::after{transform:scaleX(1)}
.nav a.is-partner{color:var(--green);font-weight:600}
.nav a.is-partner::after{background:var(--green-mid)}
.header__cta{display:flex;align-items:center;gap:.6rem;flex:none}

.nav__cta{display:none}
.burger{
  display:none;margin-left:auto;background:none;border:1.5px solid var(--line);
  border-radius:12px;padding:.55rem .6rem;cursor:pointer;
}
.burger span{display:block;width:20px;height:2px;background:var(--navy);border-radius:2px}
.burger span+span{margin-top:5px}

@media (max-width:1000px){
  .nav,.header__cta{display:none}
  .burger{display:block}
  .header__inner{min-height:70px}
  .nav.is-open{
    display:flex;flex-direction:column;align-items:stretch;gap:.25rem;
    position:absolute;left:0;right:0;top:100%;
    background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);
    padding:1rem var(--gutter) 1.5rem;box-shadow:var(--shadow);
  }
  .nav.is-open a{padding-block:.75rem;font-size:1rem;border-bottom:1px solid var(--mist)}
  .nav.is-open a::after{display:none}
  .nav.is-open .nav__cta{
    display:flex;align-items:center;justify-content:center;
    background:var(--navy);color:#fff;font-weight:600;
    border:0;border-radius:100px;padding:.9rem 1.25rem;margin-top:.9rem;
  }
  .nav.is-open .nav__cta--partner{background:var(--green);margin-top:.6rem}
}

/* ---------- Hero: the two doors ---------- */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(90% 120% at 78% 4%,rgba(11,58,107,.85) 0%,rgba(1,34,69,0) 58%),
    linear-gradient(168deg,#02264C 0%,var(--navy) 46%,#011C3B 100%);
  color:#C7D6E4;
  padding-block:clamp(3.25rem,2rem + 5vw,5.25rem) clamp(3.5rem,2rem + 6vw,6rem);
}
/* Sweeping arc lifted from the brand cover artwork */
.hero__arc{
  position:absolute;inset:auto -12% -58% -12%;height:130%;
  border-radius:50%;
  border-top:1.5px solid rgba(140,198,63,.22);
  background:radial-gradient(60% 60% at 50% 0%,rgba(140,198,63,.07),transparent 70%);
  pointer-events:none;
}
/* The rocket sits in the background, not on top of it: large, low opacity,
   and faded out at the edges so it dissolves into the navy instead of
   floating on it as a cut-out. */
.hero__rocket{
  position:absolute;right:-6%;top:-10%;
  width:min(52vw,560px);
  opacity:.55;
  filter:url(#knockout-white);
  -webkit-mask-image:linear-gradient(200deg,#000 30%,rgba(0,0,0,.4) 72%,transparent 94%);
  mask-image:linear-gradient(200deg,#000 30%,rgba(0,0,0,.4) 72%,transparent 94%);
  pointer-events:none;user-select:none;
}
.hero__inner{position:relative;z-index:2}
@media (max-width:760px){
  .hero__rocket{width:230px;right:-14%;top:-2%;opacity:.16}
}
.hero__head{max-width:44ch}
.hero h1{color:#fff;margin-block:1.1rem .9rem}
.hero h1 em{font-style:normal;color:var(--lime)}
.hero__head p{color:#B7CADA;max-width:52ch}

/* Two equal doors */
.doors{
  display:grid;gap:clamp(1rem,.5rem + 1.5vw,1.4rem);
  grid-template-columns:repeat(auto-fit,minmax(300px,1fr));
  margin-top:clamp(2.25rem,1.5rem + 2.5vw,3.5rem);
}
.door{
  position:relative;display:flex;flex-direction:column;
  background:#fff;border-radius:var(--r-xl);
  padding:clamp(1.6rem,1.2rem + 1.2vw,2.25rem);
  box-shadow:var(--shadow-lg);
  transition:transform .35s var(--ease),box-shadow .35s var(--ease);
  overflow:hidden;
}
.door::before{
  content:"";position:absolute;left:0;right:0;top:0;height:5px;background:var(--navy);
}
.door--partner::before{background:linear-gradient(90deg,var(--green),var(--lime))}
.door:hover{transform:translateY(-6px)}
.door__tag{
  display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--navy);background:var(--mist);border-radius:100px;padding:.35rem .8rem;margin-bottom:1rem;
  align-self:flex-start;
}
.door--partner .door__tag{color:var(--green);background:var(--green-tint)}
.door h2{font-size:clamp(1.5rem,1.25rem + 1vw,1.95rem);margin-bottom:.6rem}
.door > p{margin-bottom:1.25rem}
.door ul{display:grid;gap:.6rem;margin-bottom:1.75rem}
.door li{display:flex;gap:.65rem;align-items:flex-start;font-size:.95rem}
.door li svg{flex:none;margin-top:.28rem;color:var(--navy)}
.door--partner li svg{color:var(--green)}
.door .btn{margin-top:auto}
.door__note{margin-top:.85rem;text-align:center}

/* ---------- Trust strip ---------- */
.strip{background:var(--navy-900);color:#9FB6C9;padding-block:1.1rem}
.strip ul{
  display:flex;flex-wrap:wrap;justify-content:space-between;gap:.75rem 2rem;
  font-size:.82rem;letter-spacing:.01em;
}
.strip li{display:flex;align-items:center;gap:.55rem}
.strip svg{color:var(--lime);flex:none}

/* ---------- Cards ---------- */
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:clamp(1.4rem,1.1rem + .8vw,1.85rem);
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease);
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.card h3{margin-bottom:.55rem}
.card p{font-size:.95rem}
.card--flat:hover{transform:none;box-shadow:none;border-color:var(--line)}
.card--navy{background:rgba(255,255,255,.045);border-color:rgba(255,255,255,.12);color:#B7CADA}
.card--navy:hover{background:rgba(255,255,255,.07);border-color:rgba(140,198,63,.45);box-shadow:none}

.icon{
  display:grid;place-items:center;width:50px;height:50px;border-radius:14px;
  background:var(--mist);color:var(--navy);margin-bottom:1.1rem;
}
.icon--green{background:var(--green-tint);color:var(--green)}
.icon--onnavy{background:rgba(140,198,63,.14);color:var(--lime)}

/* ---------- Numbered process ---------- */
.steps{counter-reset:step;display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(215px,1fr))}
.step{position:relative;padding-top:2.5rem}
.step::before{
  counter-increment:step;content:counter(step,decimal-leading-zero);
  position:absolute;top:0;left:0;
  font-family:var(--display);font-size:1.35rem;font-weight:600;color:var(--green);
}
.step::after{
  content:"";position:absolute;top:1.05rem;left:2.6rem;right:0;height:1px;
  background:linear-gradient(90deg,var(--line),transparent);
}
.section--navy .step::after{background:linear-gradient(90deg,rgba(255,255,255,.22),transparent)}
.step:last-child::after{display:none}
.step h3{font-size:1.1rem;margin-bottom:.4rem}
.step p{font-size:.93rem}
@media (max-width:640px){
  .step::after{display:none}
}

/* ---------- Split feature (loans / about) ---------- */
.split{
  display:grid;gap:clamp(2rem,1rem + 4vw,4rem);
  grid-template-columns:minmax(0,1fr) minmax(0,1fr);
  align-items:start;
}
@media (max-width:860px){.split{grid-template-columns:1fr}}

.checklist{display:grid;gap:.85rem}
.checklist li{display:flex;gap:.75rem;align-items:flex-start}
.checklist svg{flex:none;margin-top:.3rem;color:var(--green)}
.checklist strong{display:block;color:var(--ink)}
.checklist span{font-size:.93rem}

.factbox{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:clamp(1.4rem,1rem + 1vw,2rem);box-shadow:var(--shadow-sm);
}
.factbox dl{display:grid;gap:0}
.factbox div{display:flex;justify-content:space-between;gap:1rem;padding-block:.85rem;border-bottom:1px solid var(--mist-2)}
.factbox div:last-child{border-bottom:0;padding-bottom:0}
.factbox div:first-child{padding-top:0}
.factbox dt{font-size:.9rem}
.factbox dd{font-family:var(--display);font-size:1.05rem;font-weight:600;color:var(--ink);text-align:right}

/* ---------- Commission panel ---------- */
.payout{
  display:grid;gap:clamp(1.5rem,1rem + 2vw,3rem);
  grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);
  align-items:center;
  background:linear-gradient(150deg,#02264C,#011B39);
  border:1px solid rgba(140,198,63,.28);
  border-radius:var(--r-xl);
  padding:clamp(1.75rem,1.2rem + 2.4vw,3rem);
  position:relative;overflow:hidden;
}
.payout::after{
  content:"";position:absolute;right:-14%;top:-45%;width:60%;aspect-ratio:1;border-radius:50%;
  background:radial-gradient(circle,rgba(140,198,63,.16),transparent 65%);pointer-events:none;
}
.payout__figure{position:relative;z-index:1}
.payout__amount{
  font-family:var(--display);font-weight:600;color:var(--lime);
  font-size:clamp(3.4rem,2rem + 7vw,5.6rem);line-height:.95;letter-spacing:-.03em;
  font-variant-numeric:tabular-nums;
}
.payout__amount sup{font-size:.36em;top:-1.1em;position:relative;margin-left:.1em}
.payout__kicker{
  color:var(--lime);font-weight:700;font-size:.82rem;letter-spacing:.09em;
  text-transform:uppercase;margin-bottom:.7rem;
}
.payout__label{color:#fff;font-weight:600;font-size:1.02rem;margin-top:.6rem}
.payout__label strong{color:var(--lime);font-variant-numeric:tabular-nums}
.payout__body{position:relative;z-index:1;color:#B7CADA}
.payout__body h3{margin-bottom:.75rem}
@media (max-width:820px){.payout{grid-template-columns:1fr}}

/* ---------- Commission slider ---------- */
.calc{margin-top:1.6rem;max-width:26rem}
.calc__legend{display:block;color:#8FA7BC;font-size:.85rem;margin-bottom:.7rem}
.calc__range{
  -webkit-appearance:none;appearance:none;
  width:100%;background:transparent;cursor:pointer;display:block;
}
.calc__range:focus{outline:none}
/* WebKit */
.calc__range::-webkit-slider-runnable-track{
  height:7px;border-radius:99px;
  background:linear-gradient(90deg,var(--lime) 0 var(--fill,100%),rgba(255,255,255,.18) var(--fill,100%) 100%);
}
.calc__range::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;
  width:26px;height:26px;margin-top:-9.5px;border-radius:50%;
  background:#fff;border:4px solid var(--lime);
  box-shadow:0 3px 10px rgba(0,0,0,.4);transition:transform .12s ease;
}
.calc__range:active::-webkit-slider-thumb{transform:scale(1.12)}
.calc__range:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 5px rgba(140,198,63,.35)}
/* Firefox */
.calc__range::-moz-range-track{height:7px;border-radius:99px;background:rgba(255,255,255,.18)}
.calc__range::-moz-range-progress{height:7px;border-radius:99px;background:var(--lime)}
.calc__range::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;
  background:#fff;border:4px solid var(--lime);
  box-shadow:0 3px 10px rgba(0,0,0,.4);
}
.calc__range:focus-visible::-moz-range-thumb{box-shadow:0 0 0 5px rgba(140,198,63,.35)}
.calc__scale{
  display:flex;justify-content:space-between;
  color:#8FA7BC;font-size:.8rem;margin-top:.6rem;font-variant-numeric:tabular-nums;
}
@media (prefers-reduced-motion:reduce){.calc__range::-webkit-slider-thumb{transition:none}}

/* ---------- Reviews ---------- */
.reviews-head{
  display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:1.5rem;
  margin-bottom:clamp(1.75rem,1.2rem + 2vw,2.75rem);
}
.stars{display:flex;gap:.18rem;color:#F2B01E}
.review{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);
  padding:1.6rem;display:flex;flex-direction:column;gap:1rem;
}
.review blockquote{
  font-family:var(--display);font-size:1.06rem;line-height:1.5;color:var(--ink);
}
.review figcaption{display:flex;align-items:center;gap:.7rem;margin-top:auto;font-size:.85rem}
.avatar{
  width:36px;height:36px;border-radius:50%;display:grid;place-items:center;flex:none;
  background:var(--navy);color:#fff;font-weight:600;font-size:.82rem;font-family:var(--body);
}
/* ---------- FAQ ---------- */
.tabs{display:flex;gap:.5rem;background:var(--mist);padding:.35rem;border-radius:100px;margin-bottom:2rem;width:fit-content;max-width:100%;flex-wrap:wrap}
.tab{
  border:0;background:transparent;border-radius:100px;padding:.6rem 1.25rem;
  font-size:.88rem;font-weight:600;color:var(--slate);cursor:pointer;
  transition:background-color .25s var(--ease),color .25s var(--ease),box-shadow .25s var(--ease);
}
.tab[aria-selected="true"]{background:#fff;color:var(--navy);box-shadow:var(--shadow-sm)}
.tab[aria-selected="true"].tab--partner{color:var(--green)}

.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{
  list-style:none;cursor:pointer;display:flex;gap:1.25rem;align-items:flex-start;justify-content:space-between;
  padding-block:1.2rem;font-family:var(--display);font-size:1.08rem;font-weight:600;color:var(--ink);
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";flex:none;width:20px;height:20px;margin-top:.2rem;
  background:currentColor;color:var(--green);
  -webkit-mask:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 5v14M5 12h14' stroke='%23000' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E") center/contain no-repeat;
  mask:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M12 5v14M5 12h14' stroke='%23000' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E") center/contain no-repeat;
  transition:transform .3s var(--ease);
}
.faq details[open] summary::after{transform:rotate(135deg)}
.faq details > div{padding-bottom:1.35rem;max-width:70ch;font-size:.97rem}

/* ---------- Banner CTA ---------- */
.banner{
  display:flex;flex-wrap:wrap;align-items:center;gap:1.5rem 2.5rem;justify-content:space-between;
  background:linear-gradient(135deg,var(--green-tint),#fff 70%);
  border:1px solid rgba(70,128,30,.22);border-radius:var(--r-xl);
  padding:clamp(1.5rem,1.1rem + 1.6vw,2.4rem);
}
.banner h3{font-size:clamp(1.3rem,1.1rem + .9vw,1.75rem);margin-bottom:.4rem}
.banner p{font-size:.98rem;max-width:52ch}
.banner__actions{display:flex;flex-wrap:wrap;gap:.75rem}

/* ---------- Final split CTA ---------- */
.finale{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1.25rem}
.finale__card{
  border-radius:var(--r-xl);padding:clamp(1.75rem,1.3rem + 1.6vw,2.5rem);
  display:flex;flex-direction:column;gap:.75rem;
}
.finale__card--loan{background:var(--navy);color:#B7CADA}
.finale__card--loan h3{color:#fff}
.finale__card--partner{background:var(--green-tint);border:1px solid rgba(70,128,30,.2)}
.finale__card .btn{margin-top:1rem;align-self:flex-start}

/* ---------- Footer ---------- */
.footer{background:var(--navy-900);color:#93A9BC;padding-block:clamp(3rem,2rem + 3vw,4.5rem) 2rem}
.footer h4{color:#fff;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:1.1rem}
.footer a{text-decoration:none}
.footer a:hover{color:var(--lime)}
.footer__grid{display:grid;gap:2.5rem;grid-template-columns:1.4fr 1fr 1fr 1.2fr}
@media (max-width:900px){.footer__grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.footer__grid{grid-template-columns:1fr}}
.footer__logo{height:74px;width:auto;margin-bottom:1.25rem}
.footer ul{display:grid;gap:.7rem;font-size:.92rem}
.footer__contact li{display:flex;gap:.7rem;align-items:flex-start}
.footer__contact svg{flex:none;margin-top:.25rem;color:var(--lime)}
.social{display:flex;gap:.6rem;margin-top:1.25rem}
.social a{
  display:grid;place-items:center;width:38px;height:38px;border-radius:50%;
  border:1px solid rgba(255,255,255,.18);transition:border-color .2s var(--ease),background-color .2s var(--ease);
}
.social a:hover{border-color:var(--lime);background:rgba(140,198,63,.12)}
.footer__legal{
  margin-top:clamp(2.5rem,2rem + 2vw,3.5rem);padding-top:1.75rem;
  border-top:1px solid rgba(255,255,255,.12);
  display:flex;flex-wrap:wrap;gap:1rem 2rem;justify-content:space-between;
}
.footer__legal p{font-size:.78rem;line-height:1.6;color:#7D93A6;max-width:70ch}
.footer__legal nav{display:flex;gap:1.25rem;font-size:.8rem;flex-wrap:wrap}

/* ---------- Floating WhatsApp ---------- */
.wa-float{
  position:fixed;right:clamp(1rem,3vw,1.75rem);bottom:clamp(1rem,3vw,1.75rem);z-index:90;
  display:flex;align-items:center;gap:.6rem;
  background:#1EA855;color:#fff;text-decoration:none;font-weight:600;font-size:.9rem;
  padding:.85rem 1.25rem;border-radius:100px;
  box-shadow:0 10px 30px rgba(30,168,85,.35);
  transition:transform .25s var(--ease),box-shadow .25s var(--ease);
}
.wa-float:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(30,168,85,.45)}
@media (max-width:520px){.wa-float span{display:none}.wa-float{padding:1rem;border-radius:50%}}

/* ---------- Forms ---------- */
.form-page{background:var(--mist);padding-block:clamp(2.5rem,2rem + 3vw,4.5rem)}
.form-shell{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.65fr);gap:clamp(1.5rem,1rem + 2.5vw,3rem);align-items:start}
@media (max-width:900px){.form-shell{grid-template-columns:1fr}}
.form-card{background:#fff;border-radius:var(--r-xl);padding:clamp(1.5rem,1.1rem + 2vw,2.75rem);box-shadow:var(--shadow-sm);border:1px solid var(--line)}
.fieldset{border:0;padding:0;margin:0 0 2rem}
.fieldset:last-of-type{margin-bottom:1.5rem}
.fieldset legend{
  font-family:var(--body);font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--green);padding:0;margin-bottom:1.1rem;
}
.field{margin-bottom:1.15rem}
.field label{display:block;font-size:.88rem;font-weight:600;color:var(--ink);margin-bottom:.4rem}
.field .hint{font-weight:400;color:#7A8B99;font-size:.8rem;display:block;margin-top:.15rem}
.field input,.field select,.field textarea{
  width:100%;padding:.85rem 1rem;border:1.5px solid var(--line);border-radius:12px;
  background:#fff;color:var(--ink);font-size:.98rem;
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease);
}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--green);box-shadow:0 0 0 4px rgba(70,128,30,.12);
}
.field input[aria-invalid="true"],.field select[aria-invalid="true"]{border-color:#C6402F;box-shadow:0 0 0 4px rgba(198,64,47,.1)}
.field .error{display:none;color:#C6402F;font-size:.8rem;margin-top:.35rem}
.field.has-error .error{display:block}
.field-row{display:grid;gap:1.15rem;grid-template-columns:1fr 1fr}
@media (max-width:600px){.field-row{grid-template-columns:1fr}}
.field .check{margin-bottom:0}
.check{display:flex;gap:.75rem;align-items:flex-start;font-size:.87rem;line-height:1.5}
.check input{width:20px;height:20px;flex:none;margin-top:.15rem;accent-color:var(--green)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-aside{display:grid;gap:1rem;position:sticky;top:calc(var(--header-h) + 1.5rem)}
@media (max-width:900px){.form-aside{position:static}}
.form-note{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.35rem}
.form-note h4{margin-bottom:.6rem}
.form-note ul{display:grid;gap:.55rem;font-size:.88rem}
.form-note li{display:flex;gap:.6rem;align-items:flex-start}
.form-note svg{flex:none;margin-top:.25rem;color:var(--green)}

.form-status{
  display:none;margin-top:1.25rem;padding:1.1rem 1.25rem;border-radius:var(--r);
  background:var(--green-tint);border:1px solid rgba(70,128,30,.25);font-size:.92rem;color:var(--ink);
}
.form-status.is-visible{display:block}

.page-head{background:var(--navy);color:#B7CADA;padding-block:clamp(2.5rem,2rem + 3vw,4rem) clamp(2.5rem,2rem + 3vw,4rem);position:relative;overflow:hidden}
.page-head h1{color:#fff;font-size:clamp(2rem,1.5rem + 2.4vw,3rem);margin-block:.9rem .8rem}
.page-head p{max-width:56ch}
.page-head .hero__arc{opacity:.7}
.crumbs{font-size:.82rem;color:#8FA7BC}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--lime)}

/* ---------- Placeholder marker ----------
   .tbc marks copy that still needs the client's real details.
   Remove the class (not the text) once the value is confirmed.       */
.tbc{border-bottom:1px dotted rgba(122,139,153,.7)}

/* ---------- Reveal on scroll ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.is-in{opacity:1;transform:none}
.reveal[data-delay="1"]{transition-delay:.08s}
.reveal[data-delay="2"]{transition-delay:.16s}
.reveal[data-delay="3"]{transition-delay:.24s}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms !important;transition-duration:.01ms !important;scroll-behavior:auto !important}
  .reveal{opacity:1;transform:none}
}

@media print{
  .header,.wa-float,.finale,.banner{display:none}
  body{color:#000}
}