ExecuCash

Your fast and easy small loans partner

At Execucash, we pride ourselves in honest Fingertip finance, quick access to additional finance when you need it! Our aim is to give you the credit you deserve as quickly as possible at the absolute best rate!

Mission – “Making Expert Financial
Services Available to Everyone”

Company detail

How it works

1. Requirements for a new a loan application

You can mail us the following documentation to get the loan started:

    - ID
    - Latest pay slip
    - Proof of residence
    - Last 3 months bank statements

To: info@execucash.co.za

2. Review and Approve

You’re personal information and supporting documentation will be reviewed so that we can determine if you qualify for the loan that you applied for.

You will be contacted by our friendly support staff on the success of your application.

3. GET PAID

Upon approval of your loan you will need to visit our office to sign your loan agreement and debit order

Once the agreement is signed the loan will be paid in to your bank account within 45 minutes.

Terms and Conditions

APR
For the first loan you take in a calendar year, the APR will be 5% and all subsequent loans taken thereafter will be charged at 3%.

REPAYMENT TERMS
The normal repayment term is 30 days or less (depending on when you take out the loan and your next pay date) we shall also consider requests to make the repayment date 45 days in advance, depending on your personal circumstances. The longer the term is the more you need to pay back.

RENEWAL POLICY
No renewals of loans are automatic. All new loans are subject to employment and affordability criteria. Consumer's will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s financial circumstances and affordability. No additional fees are charged to renew a loan. Each loan carries its standard fees in terms of chapter 5 of the Credit Act No 34 of 2005.

NON-PAYMENT OF LOANS
Whilst we shall endeavor to communicate with you in such an instance, the loan will fall in arrears attracting penalty interest and unsuccessful in collecting the funds due to us we shall hand you over to our attorneys after 90 days for collection. The non-payment of your loan will have a negative effect on your credit score, impacting severely on your success to obtain any form of credit from credit providers in the future.

EXAMPLE
If R2000 is borrowed for 30 days.
Initiation Fee: R255.00
Service Fee: R69.67
Interest: R130.35
Total to Repay: R2455.02

Contact Us

Email - info@execucash.co.za

Web – www.execucash.co.za

Landline – 012 565 6893

Cell / Whatsapp - 076 621 2333

Visit us – Blaauw Village Shopping complex, Shop 0001c, 283 Ben Viljoen Str, Pretoria North

Referrals

Get paid a referral fee for people you refer to us, and they successfully take out a new loan

- Loan value bigger than a R1000 and smaller than R2000 = R200 referral fee
- Loan value bigger than R2000 = 10% of the loan value paid as a referral fee

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